Welcome To Arlington Financial. . .
Established in 1992, Arlington Financial has built a strong reputation as an outstanding diversified mortgage company serving the lending needs of real estate professionals, builders, law firms and individual home buyers. . .
We're a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage lending...from purchases to refinances.We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs - to meet our clients' unique needs. But that's just the beginning of our service, throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan. . .
When you apply to a Bank, the mortgage processor will lead you to believe all through the process that it looks fine just to get your business.
However, what you don't know is that after you leave the Bank, your file is then shipped to a central processing facility somewhere in the US. This is where all the applications from all of the branches, in all of the states are processed.
The local Bank that you just left is not allowed to process your mortgage application, it all happens at the Central Processing Facility. . .
As a Mortgage Broker we can check your credit, employment, assets, down payment, property appraisal etc. From that point we can then determine which Bank to send your file to and guess who does the processing for the Bank, WE DO. . . . .
Also the hype that borrowers should not use a broker because the Bank is cheaper is not true. We can match most banks and in some cases beat them. . .
Arlington Financial does not charge the Borrower any fees such as Application, Processing,
Commitment or Rate Lock. Your closing costs with a High Street Bank verses
Arlington Financial are going to be very similar. Arlington Financial provides an upfront fee sheet showing your Downpayment, Loan Amount, Interest Rate, Title, Appraisal, Credit, NYS Mortgage Tax,
Attorney Fee etc, which will give you an idea of what your out of pocket costs and monthly payment
are going to be in relation to your purchase or refinance. We are advocates of complete transparency
in educating you with reference to your Mortgage process. . .
The primary difference being, we answer the phone and/or call you back. You get to check the status of your application during the process and the human factor is prevalent at all times.