Arlington Financial

Your Mortgage

Building a strong reputation as a diversified mortgage company,
serving the needs of home buyers since 1992.

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Established in 1992

Arlington Financial has built a strong reputation as an outstanding diversified mortgage company serving the lending needs of real estate professionals, builders, law firms and individual home buyers.

Arlington Financial Office

We're a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering… from purchases to refinances. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients’ unique needs. But that’s just the beginning of our service, throughout the lending process we provide regular loan updates and progress reports so clients always know the status of their loan.

We are currently licensed in the following states:

  • Connecticut: License #MB-3203
  • Licensed as a Mortgage Broker by the Department of Banking

  • Florida: License #MBR-564
  • Licensed as a Mortgage Broker by the Office of Financial Regulation

  • New Jersey: License #NMLS ID-5722
  • Licensed by the N.J. Department of Banking and Insurance

  • New York: License #A003934
  • Registered Mortgage Broker-NYS Department of Financial Services

Arlington Financial (NMLS: 5722) is a licensed mortgage broker in CT, FL, NJ, & NY and arranges all loans with 3rd party providers. Arlington Financial will not make any commitments or fund any loans under advertised programs.

Why Choose Arlington Financial for a mortgage?

The hype that borrowers should not use a broker because the bank is cheaper, is not true. We can match most banks and in some cases beat them.

As a mortgage broker we can check your credit, employment, assets, down payment, property appraisal, etc. From that point we can then determine which bank to send your file to, and guess who does the processing for the bank? We do.

Low to No Credit Score Programs

Low Down Payment and Costs

No Hidden Charges or Fees

Get Your Loan Estimate Today

Arlington Financial provides an upfront loan estimate showing everything from your down payment and loan amount to your mortgage tax and attorney fees. This will give you an idea of what your out of pocket costs and monthly payment are going to be in relation to your purchase or refinance. We are advocates of complete transparency in educating you with reference to your Mortgage process.

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Our Services

Mortgage Brokering

We are the intermediary between you, title company, appraiser, attorney, and bank to ensure your mortgage goes through.

Reverse Mortgages

Like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan.

Residential Mortgages

It can be a one to four family, co-op, or condo that covers loans used to refinance an existing mortgage on a residence.

Investment Mortgages

These are non-owner occupied properties such as a one to four family, a co-op, or a condo.


The Team

Sean J. O'Sullivan

Sean J. O'Sullivan


NMLS: 26742
(914) 793-1122 Ext. 222

Ray A. Galluzzo

Ray A. Galluzzo

Vice President

NMLS: 11010
(914) 793-1122 Ext. 223

Husam (Sam) F. Hattar

Husam (Sam) F. Hattar

Senior Loan Officer

NMLS: 87413
(914) 793-1122 Ext. 225

Renaldo A. Elvey

Renaldo A. Elvey

Senior Loan Officer

NMLS: 885337
(914) 793-1122 Ext. 227

Marc E. Giles

Marc E. Giles

Senior Loan Officer

NMLS: 97969
(914) 793-1122 Ext. 234

Bhavin Brahmbhatt

Bhavin Brahmbhatt

Senior Loan Officer

NMLS: 2022644
(914) 793-1122 Ext. 226

Roberto Nascimento

Roberto Nascimento

Reverse Mortgage Specialist

NMLS: 67811
(914) 793-1122 Ext. 224

Thomas E. Garvey

Thomas E. Garvey

Loan Officer

NMLS: 885337
(914) 793-1122 Ext. 233

Mel Kennedy

Mel Kennedy

Loan Processor

(914) 793-1122 Ext. 228

Join The Team

Licensed in four states and counting, Arlington Financial is growing its business and is looking for NMLS licensed loan officers and processors to work with established referral relationships the company already has in place.

Interested? Contact Us

Contact Us


35 E Grassy Sprain Rd #300
Yonkers, NY 10710


Monday to Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed


+1 (914) 793-1122


+1 (914) 793-4774